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URGENT  Please help me save our family, friends, and neighbors some money. URGENT Please help me save our family, friends, and neighbors some money.

In 2007 a new law went into effect that required that we FILE a one time simple APPLICATION in order to get the credit. Up to now, the deadline kept getting extended because so many of us still had not filed. But at last we will reach the final... 

How do you buy a house that needs repairs before a bank will lend money? How do you buy a house that needs repairs before a bank will lend money?

Most people can’t pay cash for a home, even if it is a discounted foreclosure property. That means you need a loan. But, banks don’t want to lend on a home that is not livable. So does that mean you can’t buy distressed properties?... 

How low will the bank accept for a short sale offer? How low will the bank accept for a short sale offer?

It is a simple question with a difficult answer. How low will the bank accept for a short sale offer? As with most things, it depends. First of all, the seller of the property is the owner, not the bank. The seller must accept the offer before... 

How To Challenge Your Maryland Property Tax Assessment How To Challenge Your Maryland Property Tax Assessment

When property values were rising, local governments were loving the new higher property tax assessments that went along with that. Existing homeowners were protected from quickly rising tax bills by the Maryland Homestead Tax Credit. But, new... 

Top 10 Reasons Rich People Own Real Estate Top 10 Reasons Rich People Own Real Estate

Rent vs Buy : You are building equity. A 30 year mortgage means at the end of 30 years you have paid off the loan. The house is all yours. If you had a fixed rate mortgage, then that was 30 years without a rent increase. If you were renting,... 

Save that house!  Streamlined Modification Program Save that house! Streamlined Modification Program

There is a new program that is now available for delinquent mortgage holders. The program is called Streamlined Modification Program, it is an attempt to help as many as possible to keep their home from foreclosure.  The program is available... 

Take DIY Decorating to the next level with 8 sources for custom wallpaper printing Take DIY Decorating to the next level with 8 sources for custom wallpaper printing

Making your home your own includes decorating it to your taste. A fun way of expressing your artistic vision when you are not a painter, is to design what you want on a computer, and get it printed. Why print your photos at 4″ x 6″... 

Kitten Taming Kitten Taming

I have some experience with rescuing kittens and socializing them to become affectionate lap kitties.  I decided to share some of that knowledge in its very own blog post, so here it is. We currently have 5 kittens staying in our mudroom... 

Southern Sales Services sells building materials at auction. Southern Sales Services sells building materials at auction.

I wanted to have more “s” words in that title, but it just got too silly. If you type in the domain name from memory like I did, you might make the mistake of skipping the double “s” for the end of “Sales”... 

It’s Holiday Train Garden Time! It’s Holiday Train Garden Time!

This special time of year brings us the magic of Train Gardens!  These fascinating miniature worlds are enchanting to all.  It is especially fun to watch small children delight as determined engines move their loads around the elaborate... 

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